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Valley Tree Mortgage Roanoke Virginia and surrounding areas Edgar Ornelas. lending, tree.

Getting Started

Welcome to our web site. Whether you are buying, refinancing or building and prefer to do business online or meet a live person, we will provide you a custom tailored loan to fit your exact needs.  We offer national lending with a hometown face!

Call us at 540.444.0577

If you need to prevent from being foreclosed on, please contact us or click here

Latest News
The mortgage industry has been making headlines recently. What does this mean for you?

30 Year Fixed

Many new loan programs have come and gone. See why this old standby is more popular than ever.

No Mortgage Insurance Loans
Are you putting less then 20% down or do you have less then 20% equity in your home?

Needed Documents

Loan Advisor

Credit Challenged
We make the impossible loan possible.

Home Equity Lines & Loans
Fast and easy.

Free Credit Report
Experian Credit Report



About Us
Welcome to our website. You can find a lot of helpful information here. Click about us to find out more about our company.
pre approval
Fast Free Pre-Qualifications
Get a loan decision in minutes.
helpful info
Helpful Information
Information that can help you make the right decisions.
helpful info
Use our handy calculators to play with the numbers.
A Residential Mortgage Licensee. Equal Housing Opportunity Lender.






Valley Tree Mortgage LLC
9 Wildwood Rd.
Salem ,  VA  24153
Phone: 540-444-0577

©2018 All Rights Reserved
Valley Tree Mortgage, LLC is licensed by the Virginia State Corporation Commission – License #MC-4723 – NMLS ID #292775 (  Interest rates may change or may not be available at the time of loan commitment or lock-in.  These are estimates and are provided for informational purposes only.